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With three different standard checking accounts, two benefits-loaded
Advantage Checking accounts, two interest-bearing NOW accounts and two
high-rate Money Market accounts to choose from, you can almost
certainly find a Northway Bank checking account that fits your
lifestyle. We also offer direct deposit, Bounce Protection℠ and more to keep your
accounts convenient and secure.
View our comparison chart (in PDF format) of our checking accounts.
Free Checking
- No monthly fee
- Direct deposit required
- ATM/debit card
- Overdraft protection
- Low $25 minimum to open
Basic Checking
- No minimum to open
- 12 free checks a month (50¢ each thereafter)
- ATM/debit card
- Overdraft protection
- Low $2 monthly fee
Regular Checking
- No monthly fee (if $400 avg. daily balance maintained)
- 25 free checks per month (50¢ each thereafter)
- ATM/debit card
- Overdraft protection
- $50 minimum to open
Northway Advantage Checking
- Interest-bearing (with $1,000 min. balance)
- No monthly fee (if $5,000* avg. daily balance maintained)
- Unlimited free checks
- ATM/debit card
- Overdraft protection
- $100 minimum to open
Northway Advantage Plus Checking
- Earns higher interest (with $1,000 min. balance)
- No monthly fee (if $15,000* avg. daily balance maintained)
- Unlimited free checks
- ATM/debit card
- Overdraft protection
- $100 minimum to open
Personal NOW Account
- Interest-bearing (with $1,000 min. balance)
- No monthly fee (if $500 avg. daily balance maintained)
- 25 free checks per month ($2,500 min. balance to avoid 50¢ per check fee thereafter)
- ATM/debit card
- Overdraft protection
- $100 minimum to open
Super NOW Account
- Earns higher interest (with $2,500 min. balance)
- No monthly fee (if $1,000 avg. daily balance maintained)
- 50 free checks per month ($5,000 min. balance to avoid 50¢ per check fee thereafter)
- ATM/debit card
- Overdraft protection
- $2,500 minimum to open
Money Market Account**
- Interest-bearing (with $1,000 min. balance)
- No monthly fee (if $1,000 avg. daily balance maintained)
- Overdraft protection
- $1,000 minimum to open
Super Money Market Account**
- Earns higher interest (with $25,000 min. balance)
- No monthly fee (if $1,000 avg. daily balance maintained)
- Overdraft protection
- $1,000 minimum to open
Direct Deposit
Direct Deposit is a very convenient and secure way to have your payroll
or Social Security check electronically deposited into your account.
And it's free! You can also use Direct Deposit for any other payments
you receive regularly and would like to have deposited into a checking,
savings or money market account. This way, your money always gets to
the bank, even when you can't.
Overdraft and Bounce Protection℠
You can protect yourself from embarrassing accidental overdrafts by
adding our Ready Credit overdraft protection feature to most of our
checking accounts. It's easy to do and may help provide a little peace
of mind. Bounce Protection℠ is another, discretionary layer of
protection automatically assigned to Northway checking accounts. Ask us
for more details.
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*Daily minimum combined balance may be met via Northway Advantage
Checking account balance or by a combination of Northway Advantage
Checking account balance plus designated deposit account balances.
Designated deposit accounts may include checking, savings, money
market, club, certificate of deposit and IRA accounts at Northway Bank.
**Money Market Account Interest Rate Tiers
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