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Savings for your business.

The business bankers at Northway work with thousands of small business across the state and can help you find ways to save your business time or money … or both. At the very least, consider this checklist and make sure you’re saving:

Make your deposits early in the day so that they’re credited to your account that day. Better yet, check in to a solution that allows you to scan and electronically deposit checks without having to go to your bank

Accelerate receivables from days to hours


Consider outsourcing your payroll and benefits to save hassles, time and money.

Ask your banker about cash management or sweep accounts to make sure that your excess funds are earning the best rate of interest possible.

Check your property taxes. If your business is new to an area, you may be charged a higher rate than businesses that have been in the neighborhood longer. Go to City Hall and find out what your neighbors are paying and use it to negotiate a better rate.

Time your payments. Ask your suppliers if they give discounts for early payment. If not, it’s to your advantage to pay your bills as late as possible. Use online banking to schedule your payments on an optimal schedule.

Make payments on your schedule.

Ask how a Northway business specialist can help.


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