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Home Purchase Mortgage Specials

 

The right mortgage makes a real difference.

20 Year Fixed Rate Bi-weekly Mortgage Promotion

Purchase program designed to accelerate your principal balance and save you interest.
 

Purchase Right Promotion

15-Year Term and 30-Year Term promotional rates for qualified applicants.

 
 
 
 
 
 
 

Save BIG on interest payments with a 20 year bi-weekly mortgage

 
Qualifying Criteria for 20 Year Fixed Rate Bi-weekly Mortgage Promotion
  • Loans up to $1 million
  • Purchase transactions only
  • Primary residence or second home
  • Minimum 700 credit score
  • $250 off the Origination Fee
  • Bi-weekly payment options required2
  • Automatic payment from Northway Bank checking account required2
  • 20 year fixed rate term can save you as much as $57,508.893 in interest over the life of the loan! 
 

 
 
 
Interest rates and Annual Percentage Rates (APR) effective August 1, 2019. Rates are subject to change. Note that these monthly payments do not include real estate taxes, homeowners insurance (required), or flood insurance and mortgage insurance, if applicable. Actual payment obligation will be higher. Check with bank for terms and restrictions. Subject to credit approval. 1On a fixed rate, 20 year loan of $175,000 with a down payment of 20% and an APR of 3.741%, there would be 465 payments of $530.24 and 1 payment of $145.77 based on the amount outstanding. 2Bi-weekly payment option and automatic payment from a Northway Bank checking account is required. If either requirement is not met, other APRs are available. 3Finance Charge difference between 20 year biweekly payment and 30 year monthly payment loan is as much as $57,508.89 based on a loan amount of $175,000. 4On a fixed rate, 30-year loan of $175,000 with down payment of 20% and an APR of 3.982% there would be 359 payments of $822.91 and 1 payment of $826.12 based on the amount outstanding.

 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 
 

Purchase Right in 2019!

 
 Reduced origination fee of $750 vs. $995
 
Qualifying Criteria:
  • Maximum loan $1,000,000
  • Purchase transaction
  • 15- or 30-year fixed rate
  • Primary residence or second home
  • 700 minimum mid credit score
  • Single family loan – 20% down
  • Condo loan – 25% down
  • Two years stable employment
  • Maximum debt to income ratio 45%
  • Asset reserves required
Lowest rates available for qualified buyers!
Interest rate and *Annual Percentage Rate (APR) 3.351% effective August 7, 2019. Rates are subject to change. Payment example: On a fixed rate, 15-year loan of $100,000 with a down payment of 20% and an APR of 3.351%, there would be 179 payments, based on the amount outstanding, of $696.61 and 1 payment of $696.46. Note that this monthly payment does not include real estate taxes, homeowners insurance, mortgage insurance, or flood insurance, if applicable. Actual payment obligation will be higher. Check with bank for terms and restrictions. Interest rate and **Annual Percentage Rate (APR) 3.880% effective August 7, 2019. Rates are subject to change. Payment example: On a fixed rate, 30-year loan of $100,000 with down payment of 20% and an APR of 3.880% there would be 359 payments, based on the amount outstanding, of $463.12 and 1 payment of $460.19. Note that this monthly payment does not include real estate taxes, homeowners insurance, mortgage insurance, or flood insurance, if applicable. Actual payment obligation will be higher. Check with bank for terms and restrictions. Applicants must qualify.