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Home Purchase Mortgage Specials


Save BIG on interest payments with a 20 year bi-weekly mortgage


20 Year Fixed Rate

(4.456% APR1)
20 Year Loan

Compare to a

30 year fixed rate

(4.858% APR4)
30 Year Loan
Qualifying Criteria for 20 Year Fixed Rate Bi-weekly Mortgage Promotion
  • Loans up to $1 million
  • Purchase transactions only
  • Primary residence or second home
  • Minimum 700 credit score
  • $250 off the Origination Fee
  • Bi-weekly payment options required2
  • Automatic payment from Northway Bank checking account required2
  • 20 year fixed rate term can save you as much as $62,593.113 in interest over the life of the loan!
Interest rates and Annual Percentage Rates (APR) effective September 5, 2018. Rates are subject to change. Note that these monthly payments do not include real estate taxes, homeowners insurance (required), or flood insurance and mortgage insurance, if applicable. Actual payment obligation will be higher. Check with bank for terms and restrictions. Subject to credit approval. 1On a fixed rate, 20 year loan of $175,000 with a down payment of 20% and an APR of 4.456%, there would be 462 payments of $433.47 and 1 payment of $52.56 based on the amount outstanding. 2Bi-weekly payment option and automatic payment from a Northway Bank checking account is required. If either requirement is not met, other APRs are available. 3Finance Charge difference between 20 year biweekly payment and 30 year monthly payment loan is as much as $62,593.11 based on a loan amount of $175,000. 4On a fixed rate, 30-year loan of $175,000 with down payment of 20% and an APR of 4.858% there would be 359 payments of $730.31 and 1 payment of $727.52 based on the amount outstanding. .