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Home Purchase Mortgage Specials

The right mortgage makes a real difference.

Purchase Right Promotion

15-Year Term and 30-Year Term promotional rates for qualified applicants.

Purchase Right in 2021!


Image of Purchase right rates. 15-year Term of 2.500% and 30-year term 3.125%. Disclosures below.
 Reduced origination fee of $750 vs. $995

Qualifying Criteria:
  • Maximum loan $1,000,000
  • Purchase transaction
  • 15- or 30-year fixed rate
  • Primary residence or second home
  • 700 minimum mid credit score
  • Single family loan – 20% down
  • Condo loan – 25% down
  • Two years stable employment
  • Maximum debt to income ratio 45%
  • Asset reserves required
Lowest rates available for qualified buyers!
Interest rate and *Annual Percentage Rate (APR) 2.718% effective May 5, 2021. Rates are subject to change. Payment example: On a fixed rate, 15-year loan of $100,000 with a down payment of 20% and an APR of 2.718%, there would be 179 monthly payments, based on the amount outstanding, of $666.79 and 1 monthly payment of $666.57. Note that this monthly payment does not include real estate taxes, homeowners insurance, mortgage insurance, or flood insurance, if applicable. Actual payment obligation will be higher. Check with bank for terms and restrictions. Interest rate and **Annual Percentage Rate (APR) 3.248% effective May 5, 2021. Rates are subject to change. Payment example: On a fixed rate, 30-year loan of $100,000 with down payment of 20% and an APR of 3.248% there would be 359 monthly payments, based on the amount outstanding, of $428.38 and 1 monthly payment of $425.69. Note that this monthly payment does not include real estate taxes, homeowners insurance, mortgage insurance, or flood insurance, if applicable. Actual payment obligation will be higher. Check with bank for terms and restrictions. All loans are subject to credit and property approval. Applicants must qualify. .