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Home Purchase Mortgage Specials

The right mortgage makes a real difference.

Bi-Weekly Mortgage Promotion

Bi-weekly loan program designed to accelerate your principal balance reduction and save you interest.

Purchase Right Promotion

15-Year Term and 30-Year Term promotional rates for qualified applicants.

Save BIG on interest payments with a bi-weekly mortgage


Features of our Bi-weekly Fixed Rate Program
  • 1/8% reduction in loan rate
  • Up to 30 year terms available
  • Purchase and refinance transactions
  • Primary residence, second home or investment properties
  • Secondary market and Portfolio loan programs
  • Origination Fee reduced from $995 to $750
  • Bi-weekly payment options required2
  • Automatic payment provides rate reduction2
  • Bi-weekly option can save you as much as $16,030.703 in interest over the life of the loan - and pay your loan off 41 months sooner!
 
Interest rates and Annual Percentage Rates (APR) effective June 1, 2021. Rates are subject to change. Note that these monthly payments do not include real estate taxes, homeowners insurance (required), or flood insurance and mortgage insurance, if applicable. Actual payment obligation will be higher. Check with bank for terms and restrictions. Subject to credit and property approval. 1On a fixed rate, 30 year loan of $180,000 with a down payment of 20% and an APR of 3.212%, there would be 689 bi-weekly payments of $385.54 and 1 payment of $346.44 based on the amount outstanding. 2Bi-weekly payment option and automatic payment provides rate reduction. If either requirement is not met, other APRs are available. 3Finance Charge difference between 30 year biweekly payment and 30 year monthly payment loan is as much as $16,030.70 based on a loan amount of $180,000. 4On a fixed rate, 30-year monthly payment loan of $180,000 with down payment of 20% and an APR of 3.344% there would be 359 payments of $783.37 and 1 payment of $784.37 based on the amount outstanding.


Purchase Right in 2021!


 Reduced origination fee of $750 vs. $995

Qualifying Criteria:
  • Maximum loan $1,000,000
  • Purchase transaction
  • 15- or 30-year fixed rate
  • Primary residence or second home
  • 700 minimum mid credit score
  • Single family loan – 20% down
  • Condo loan – 25% down
  • Two years stable employment
  • Maximum debt to income ratio 45%
  • Asset reserves required
Lowest rates available for qualified buyers!
Interest rate and *Annual Percentage Rate (APR) 2.845% effective June 16, 2021. Rates are subject to change. Payment example: On a fixed rate, 15-year loan of $100,000 with a down payment of 20% and an APR of 2.845%, there would be 179 monthly payments, based on the amount outstanding, of $672.69 and 1 monthly payment of $672.47. Note that this monthly payment does not include real estate taxes, homeowners insurance, mortgage insurance, or flood insurance, if applicable. Actual payment obligation will be higher. Check with bank for terms and restrictions. Interest rate and **Annual Percentage Rate (APR) 3.248% effective June 16, 2021. Rates are subject to change. Payment example: On a fixed rate, 30-year loan of $100,000 with down payment of 20% and an APR of 3.248% there would be 359 monthly payments, based on the amount outstanding, of $428.38 and 1 monthly payment of $425.69. Note that this monthly payment does not include real estate taxes, homeowners insurance, mortgage insurance, or flood insurance, if applicable. Actual payment obligation will be higher. Check with bank for terms and restrictions. All loans are subject to credit and property approval. Applicants must qualify.