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We all know life can throw curve balls from time to time. Having a cash reserve - three months of living expenses is ideal - can provide a welcome safety net. A Money Market is the perfect account. It pays a higher rate of interest, so your money isn't sitting idle, and you have access to your funds when you need them.

  • $1,000 minimum opening balance
  • Limited check writing - up to six per month
  • Up to six withdrawals per month (including checks)
  • Free online banking
  • Can be linked to checking to prevent overdrafts (Click here for Overdraft Protection Disclosure)

Rates & Fees:
  • No monthly service fee if you maintain an average balance of at least $1,000 (otherwise there is a $8 monthly fee).
  • First 6 transfers or debits are free each statement cycle then each additional debit will be charged an excess transaction fee of $12. If you continue to have excess debits, your account type may be changed to a transaction account as required by regulation.
  • TrueNorth Checking customers have exclusive access to our Relationship Money Market account, which offers premium rates.
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