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What can we help you find?

Business Loans

As a local community bank, Northway Bank feels a special responsibility to support local business.

By helping local businesses grow, we are helping create jobs and improve the local economy. So, whether you're starting small or growing fast, Northway Bank can loan you the money you need to take care of business.

Lines of Credit

Get instant access to working capital when you need it.

Equipment & Term Loans

Your most versatile option! Term loans can be structured to meet your needs and budget.Go to Equipment & Term Loans

Commercial Real Estate Loans

Long-term mortgages for commercial, industrial, retail, or income property.

Letters of Credit

Northway Bank can arrange for a letter of credit to guarantee your ability to pay.

SBA Loans

You may be eligible for especially favorable rates and terms. Northway Bank is a preferred SBA lender.

Business Credit Cards

Get quick access to credit and extra financial flexibility.

Contact a Business Banker

Have a question? Need more information?

Lines of Credit

Need cash in a hurry, but probably not for long? Consider a line of credit. It gives you quick access to the funds you need to purchase inventory, meet payroll, smooth cash flow, or cover seasonal expenses. With a credit line at your disposal, you'll always have access to working capital to see you through tight spots.

  • Competitive variable interest rate
  • Access your money by check or online transfer to your Northway Bank business checking account
  • Monthly payments can be automatically deducted from your Northway Bank business checking account
  • Your line of credit can be paid down and used again
  • Flexible options available through the SBA

Equipment and Other Term Loans

Term loans from Northway Bank are your most versatile borrowing option. They can be used to buy equipment or vehicles, finance expansion, refinance debt - just about any business need. Fixed or variable rates are available, and terms can be structured so payments fit your budget. 

  • Fixed monthly payment for a fixed number of years
  • Competitive fixed interest rate
  • Payments can be automatically deducted from your Northway Bank business checking account
  • Flexible options available through the SBA

Commercial Real Estate Loans

Is your business interested in buying an existing piece of real estate? Northway Bank offers affordable long-term mortgages for commercial, industrial, retail, or income property. Count on Northway Bank to customize a payment plan that's friendly to your cash flow.

  • Commercial real estate loans with terms up to 10 years
  • Payments can be amortized for up to 30 years

Letters of Credit

Is your business required to guarantee payment for contracts, materials, or inventory? This is most likely to happen if the seller is unfamiliar with your track record. In such a case, Northway Bank can arrange for a letter of credit to help the transaction proceed smoothly. 

SBA Loans

Northway Bank is a preferred SBA lender, with years of experience helping local businesses access lending programs available through the U.S. Small Business Administration. You can use a government-backed SBA loan for nearly any business need. They can offer lower interest rates and longer repayment terms. SBA loans are especially attractive to startups and under capitalized businesses that might not be eligible for traditional financing. Because Northway is a preferred SBA lender, you benefit from fast turnaround and a streamlined application process. 

Business Credit Cards

A Northway Bank business credit card offers easy access to credit to help you manage your cash flow. You'll get a competitive rate, great benefits, and an extra measure of financial flexibility. 

The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc. and American Express. American Express is a federally registered service mark of American Express.

  • Competitive rates
  • EMV smart chip technology for added security
  • Mobile purchasing capability for added convenience

Contact a Business Banker

Our business banking team is here to support your business, whether you need help with loans, deposit accounts, cash management, or merchant services. Contact a Business Banker below. For easy access, click on their vCard to download their contact information to your computer or device.

Picture of Isaac Davis, Vice President, Small Business Banking Manager

Isaac M. Davis
VP/Small Business Relationship Manager
190 N Main St
Concord, NH 03301
Phone: 603-342-1057
NH Counties served: Belknap, Merrimack, Grafton, Hillsborough

Photo of Vikki Corbridge, Small Business Relationship Manager

Vikki Corbridge
AVP/Small Business Relationship Manager 
3424 White Mountain Highway
North Conway, NH 03860
Phone: 603-342-1051
NH Counties served: Carroll, Coos

Photo of Kyril Mitchell, Small Business Relationship Manager

Kyril Mitchell
AVP/Small Business Relationship Manager 
400 S. Main Street
Laconia, NH 03246
Phone: 603-326-1005
NH Counties served: Grafton, Belknap, Rockingham, Strafford