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Savings or CD Secured


Borrow against your bank deposits in exchange for a better rate.


You'll have access to the funds you need without having to tap into your account, but it will be used as collateral so that you can benefit from a generally lower rate. This loan option can be a good option for borrowers who are looking to strengthen their credit with a manageable loan option. At Northway Bank we take pride in providing consumer loans to meet the needs of people in communities throughout the State of New Hampshire, and in areas of Oxford and York Counties in Maine, and Caledonia, Essex and Orange Counties in Vermont. Calculate Your Payment.

Advantages of Savings-Secured Personal Loans:
  • Borrow the funds you need while preserving your hard-earned savings
  • Using your savings account as collateral can earn you a low loan rate
  • Loan proceeds can be used for most major purchases you are planning
  • Peace of mind having your savings account funds remain intact
Savings or CD secured personal loans can be used for large purchases (furniture, vacation, weddings), home improvements, and almost any other large purchase. It cannot be used for Educational expenses. Subject to credit approval.